:root {
  --navy: #083b73;
  --navy-dark: #06284d;
  --gold: #d99a00;
  --gold-soft: #fff3cf;
  --green: #2f7d57;
  --ink: #172033;
  --muted: #647083;
  --line: #dde5ee;
  --paper: #ffffff;
  --soft: #f5f8fb;
  --shadow: 0 18px 45px rgba(8, 59, 115, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  color: var(--ink);
  font-family: "Segoe UI", Arial, sans-serif;
  margin: 0;
  min-width: 320px;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.shell-grid {
  margin: 0 auto;
  max-width: 1180px;
  padding: 0 24px;
  width: 100%;
}

.site-header {
  background: var(--paper);
  box-shadow: 0 10px 30px rgba(11, 32, 54, 0.08);
  position: sticky;
  top: 0;
  z-index: 20;
}

.top-strip {
  background: var(--navy-dark);
  color: var(--paper);
  font-size: 0.92rem;
}

.top-strip__inner {
  align-items: center;
  display: flex;
  gap: 16px;
  justify-content: space-between;
  min-height: 38px;
}

.top-strip a {
  color: var(--gold-soft);
  font-weight: 700;
}

.site-nav {
  min-height: 82px;
  padding: 0;
}

.site-nav__inner {
  align-items: center;
  display: flex;
  gap: 24px;
  min-height: 82px;
}

.brand-link {
  align-items: center;
  display: flex;
  flex: 0 0 auto;
  height: 74px;
}

.brand-link img {
  height: 64px;
  object-fit: contain;
  width: 174px;
}

.site-nav__links {
  align-items: center;
  gap: 22px;
}

.site-nav__links .navbar-nav {
  align-items: center;
  gap: 6px;
}

.site-nav__social {
  flex: 0 0 auto;
}

.site-nav .nav-link {
  color: var(--ink);
  font-weight: 700;
  padding: 12px 10px;
}

.site-nav .nav-link:hover,
.site-nav .nav-link:focus {
  color: var(--navy);
}

.site-nav__toggle {
  align-items: center;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--navy-dark);
  display: inline-flex;
  gap: 8px;
  margin-left: auto;
  min-height: 44px;
  padding: 9px 12px;
}

.site-nav__toggle:focus {
  box-shadow: 0 0 0 3px rgba(217, 154, 0, 0.24);
  outline: none;
}

.site-nav__toggle-bars {
  display: grid;
  gap: 4px;
  width: 20px;
}

.site-nav__toggle-bars span {
  background: var(--navy-dark);
  border-radius: 999px;
  display: block;
  height: 2px;
}

.site-nav__toggle-text {
  color: var(--navy-dark);
  font-size: 0.95rem;
  font-weight: 900;
}

.nav-cta,
.button {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-weight: 800;
  justify-content: center;
  min-height: 46px;
  padding: 12px 20px;
  transition: transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease;
}

.nav-cta,
.button--primary {
  background: var(--gold);
  box-shadow: 0 12px 24px rgba(217, 154, 0, 0.28);
  color: var(--navy-dark);
}

.button--ghost {
  border: 1px solid rgba(255, 255, 255, 0.72);
  color: var(--paper);
}

.nav-cta:hover,
.button:hover {
  transform: translateY(-1px);
}

.social-links {
  align-items: center;
  display: flex;
  gap: 8px;
}

.social-link {
  align-items: center;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--navy-dark);
  display: inline-flex;
  height: 42px;
  justify-content: center;
  text-decoration: none;
  transition: background-color 160ms ease, border-color 160ms ease, box-shadow 160ms ease, color 160ms ease, transform 160ms ease;
  width: 42px;
}

.social-link svg {
  display: block;
  fill: currentColor;
  height: 18px;
  width: 18px;
}

.social-link:hover,
.social-link:focus {
  background: var(--gold);
  border-color: var(--gold);
  box-shadow: 0 10px 20px rgba(217, 154, 0, 0.22);
  color: var(--navy-dark);
  transform: translateY(-1px);
}

.social-link:focus-visible,
.footer-social-link:focus-visible {
  outline: 3px solid rgba(225, 164, 0, 0.35);
  outline-offset: 3px;
}

.hero {
  min-height: 690px;
  overflow: hidden;
  position: relative;
}

.hero__image {
  height: 100%;
  inset: 0;
  object-fit: cover;
  position: absolute;
  width: 100%;
}

.hero__shade {
  background: linear-gradient(90deg, rgba(4, 29, 55, 0.9) 0%, rgba(4, 29, 55, 0.72) 40%, rgba(4, 29, 55, 0.2) 74%, rgba(4, 29, 55, 0.05) 100%);
  inset: 0;
  position: absolute;
}

.hero__content {
  color: var(--paper);
  padding-bottom: 70px;
  padding-top: 118px;
  position: relative;
}

.eyebrow {
  color: var(--gold);
  font-size: 0.84rem;
  font-weight: 900;
  letter-spacing: 0;
  margin: 0 0 12px;
  text-transform: uppercase;
}

.eyebrow--gold {
  color: var(--gold-soft);
}

.hero h1 {
  font-size: 4.2rem;
  font-weight: 900;
  line-height: 1.02;
  margin: 0;
  max-width: 740px;
}

.hero__lead {
  font-size: 1.38rem;
  line-height: 1.5;
  margin: 22px 0 0;
  max-width: 620px;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

.hero__metrics {
  display: grid;
  gap: 14px;
  grid-template-columns: repeat(3, minmax(0, 160px));
  margin-top: 54px;
}

.metric {
  border-left: 3px solid var(--gold);
  padding-left: 16px;
}

.metric strong,
.metric span {
  display: block;
}

.metric strong {
  font-size: 1.55rem;
}

.metric span {
  color: rgba(255, 255, 255, 0.82);
}

.section {
  padding: 86px 0;
}

.section--soft {
  background: var(--soft);
}

.section-heading {
  margin-bottom: 34px;
  max-width: 720px;
}

.section-heading--compact {
  max-width: 560px;
}

.section h2,
.site-footer h2 {
  color: var(--navy-dark);
  font-size: 2.35rem;
  font-weight: 900;
  line-height: 1.12;
  margin: 0 0 16px;
}

.section p {
  color: var(--muted);
  font-size: 1.05rem;
  line-height: 1.72;
}

.about-section {
  background: var(--paper);
}

.about-page {
  background: var(--soft);
  min-height: 100vh;
}

.about-hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 62%, #0d5b89 100%);
  color: var(--paper);
  padding: 76px 0 104px;
}

.about-hero__inner {
  max-width: 920px;
}

.about-hero h1 {
  font-size: 3.35rem;
  font-weight: 900;
  line-height: 1.08;
  margin: 0 0 18px;
  max-width: 780px;
}

.about-hero p:not(.eyebrow) {
  color: rgba(255, 255, 255, 0.86);
  font-size: 1.18rem;
  line-height: 1.7;
  margin: 0;
  max-width: 760px;
}

.about-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.about-section--page {
  margin-top: -58px;
  padding-bottom: 88px;
}

.about-section--page .about-section__layout {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding-bottom: 34px;
  padding-top: 34px;
}

.about-section__layout {
  align-items: start;
  display: grid;
  gap: 56px;
  grid-template-columns: minmax(280px, 0.9fr) minmax(0, 1.1fr);
}

.about-section__media {
  display: grid;
  gap: 18px;
}

.about-section__portrait,
.about-section__supporting {
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
  display: block;
  object-fit: cover;
  width: 100%;
}

.about-section__portrait {
  aspect-ratio: 4 / 5;
  object-position: 58% 44%;
}

.about-section__supporting {
  aspect-ratio: 16 / 9;
  object-position: center 54%;
}

.about-section__content {
  max-width: 700px;
}

.about-section__content h2 {
  margin-bottom: 22px;
}

.about-highlight {
  background: var(--soft);
  border-left: 5px solid var(--gold);
  margin: 28px 0;
  padding: 22px 24px;
}

.about-highlight h3,
.about-reasons h3 {
  color: var(--navy-dark);
  font-size: 1.28rem;
  font-weight: 900;
  margin: 0 0 12px;
}

.about-highlight p {
  margin: 0;
}

.about-reasons ul {
  display: grid;
  gap: 10px 18px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  list-style: none;
  margin: 0;
  padding: 0;
}

.about-reasons li {
  color: var(--ink);
  font-size: 1rem;
  line-height: 1.55;
  padding-left: 26px;
  position: relative;
}

.about-reasons li::before {
  color: var(--gold);
  content: "✓";
  font-weight: 900;
  left: 0;
  position: absolute;
  top: 0;
}

.about-section__cta {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  margin-top: 30px;
}

.about-section__cta strong {
  color: var(--navy-dark);
  font-size: 1.18rem;
}

.service-grid {
  display: grid;
  gap: 22px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.service-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
  min-height: 260px;
  padding: 28px;
}

.service-card__icon {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-weight: 900;
  height: 52px;
  justify-content: center;
  margin-bottom: 22px;
  width: 52px;
}

.service-card--blue .service-card__icon {
  background: #e5eef9;
  color: var(--navy);
}

.service-card--gold .service-card__icon {
  background: var(--gold-soft);
  color: #8b5f00;
}

.service-card--green .service-card__icon {
  background: #e3f3ea;
  color: var(--green);
}

.service-card h3,
.process-step h3,
.trust-item h3 {
  color: var(--navy-dark);
  font-size: 1.22rem;
  font-weight: 900;
  margin: 0 0 12px;
}

.service-card p,
.process-step p,
.trust-item p {
  font-size: 1rem;
  margin: 0;
}

.service-group-grid {
  display: grid;
  gap: 24px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.service-group-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  min-height: 430px;
  padding: 30px;
}

.service-group-card__header {
  align-items: flex-start;
  display: flex;
  gap: 18px;
  margin-bottom: 24px;
}

.service-group-card__mark {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  flex: 0 0 52px;
  font-size: 1.25rem;
  font-weight: 900;
  height: 52px;
  justify-content: center;
  width: 52px;
}

.service-group-card--blue .service-group-card__mark {
  background: #e5eef9;
  color: var(--navy);
}

.service-group-card--green .service-group-card__mark {
  background: #e3f3ea;
  color: var(--green);
}

.service-group-card h3 {
  color: var(--navy-dark);
  font-size: 1.5rem;
  font-weight: 900;
  margin: 0 0 8px;
}

.service-group-card p {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.6;
  margin: 0;
}

.service-link-list {
  display: grid;
  gap: 0;
  margin-top: 8px;
}

.service-link {
  border-top: 1px solid var(--line);
  display: grid;
  gap: 4px;
  padding: 14px 0;
  text-decoration: none;
}

.service-link span {
  color: var(--navy-dark);
  font-weight: 900;
  line-height: 1.2;
}

.service-link small {
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.45;
}

.service-link:hover span,
.service-link:focus span {
  color: #9b6a00;
}

.service-link:focus-visible {
  border-radius: 6px;
  outline: 3px solid rgba(225, 164, 0, 0.35);
  outline-offset: 4px;
}

.areas__layout,
.quote__layout,
.reviews__layout {
  align-items: center;
  display: grid;
  gap: 56px;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
}

.area-list {
  display: grid;
  gap: 14px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.area-list span {
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--navy-dark);
  font-weight: 800;
  min-height: 58px;
  padding: 18px;
}

.process {
  background: linear-gradient(180deg, #ffffff 0%, #eef4f9 100%);
}

.process-grid {
  display: grid;
  gap: 24px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.process-step {
  background: var(--paper);
  border-bottom: 4px solid var(--gold);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding: 28px;
}

.process-step span {
  align-items: center;
  background: var(--navy);
  border-radius: 50%;
  color: var(--paper);
  display: inline-flex;
  font-weight: 900;
  height: 44px;
  justify-content: center;
  margin-bottom: 22px;
  width: 44px;
}

.section--navy {
  background: var(--navy-dark);
  color: var(--paper);
}

.section--navy h2,
.section--navy p {
  color: var(--paper);
}

.review-panel {
  background: var(--paper);
  border-radius: 8px;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28);
  color: var(--ink);
  min-height: 350px;
  padding: 34px;
}

.stars {
  color: var(--gold);
  display: inline-flex;
  gap: 3px;
  margin-bottom: 20px;
}

.review-panel blockquote {
  color: var(--ink);
  font-size: 1.35rem;
  font-weight: 800;
  line-height: 1.45;
  margin: 0 0 22px;
}

.review-panel footer {
  color: var(--muted);
  font-weight: 800;
}

.review-controls {
  align-items: center;
  display: flex;
  gap: 10px;
  margin-top: 28px;
}

.review-controls button {
  background: #dbe4ee;
  border: 0;
  border-radius: 999px;
  height: 12px;
  padding: 0;
  width: 12px;
}

.review-controls button.is-active {
  background: var(--gold);
  width: 34px;
}

.review-controls .review-next {
  background: var(--navy);
  border-radius: 8px;
  color: var(--paper);
  font-size: 0.92rem;
  font-weight: 800;
  height: 38px;
  margin-left: auto;
  min-width: 82px;
  padding: 0 14px;
}

.trust {
  padding: 56px 0;
}

.trust__grid {
  display: grid;
  gap: 18px;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.trust-item {
  border-left: 3px solid var(--gold);
  padding: 8px 0 8px 18px;
}

.trust-item__link {
  color: var(--navy);
  display: inline-flex;
  font-weight: 900;
  margin-top: 12px;
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.trust-item__link:hover,
.trust-item__link:focus {
  color: #9b6a00;
}

.quote {
  background: var(--soft);
}

.contact-box {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  display: grid;
  gap: 10px;
  margin-top: 28px;
  max-width: 420px;
  padding: 24px;
}

.contact-box strong {
  color: var(--navy-dark);
  font-size: 1.15rem;
}

.contact-box a {
  color: var(--navy);
  font-weight: 800;
}

.quote-form {
  background: var(--paper);
  border-radius: 8px;
  box-shadow: var(--shadow);
  display: grid;
  gap: 18px;
  padding: 30px;
}

.form-row {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.quote-form label {
  color: var(--navy-dark);
  display: grid;
  font-weight: 800;
  gap: 8px;
}

.quote-form input,
.quote-form select,
.quote-form textarea {
  border: 1px solid #cad5e1;
  border-radius: 8px;
  min-height: 48px;
  padding: 12px 14px;
  width: 100%;
}

.quote-form textarea {
  min-height: 124px;
  resize: vertical;
}

.quote-teaser h3 {
  color: var(--navy-dark);
  font-size: 1.4rem;
  font-weight: 900;
  margin: 0;
}

.quote-teaser ul {
  color: var(--muted);
  display: grid;
  gap: 10px;
  margin: 0;
  padding-left: 20px;
}

.form-status {
  border-radius: 8px;
  display: grid;
  gap: 8px;
  font-weight: 800;
  margin: 0;
  padding: 12px 14px;
}

.form-status p {
  margin: 0;
}

.form-status--ok {
  background: #e4f5ea;
  color: #1f6a43;
}

.form-status--error {
  background: #fde7e7;
  color: #9f2929;
}

.site-footer {
  background: #071d36;
  color: rgba(255, 255, 255, 0.78);
  padding: 52px 0;
}

.site-footer__layout {
  display: grid;
  gap: 34px;
  grid-template-columns: 1.25fr 1fr 0.85fr 1fr;
}

.site-footer__logo {
  background: var(--paper);
  border-radius: 8px;
  height: 82px;
  margin-bottom: 18px;
  object-fit: contain;
  padding: 8px;
  width: 220px;
}

.site-footer h2 {
  color: var(--paper);
  font-size: 1.15rem;
  margin-bottom: 18px;
}

.site-footer a,
.site-footer span {
  display: block;
  margin-bottom: 10px;
}

.footer-social-list {
  display: grid;
  gap: 10px;
}

.footer-social-link {
  align-items: center;
  color: rgba(255, 255, 255, 0.84);
  display: inline-flex;
  font-weight: 800;
  gap: 10px;
  margin-bottom: 0;
  text-decoration: none;
}

.footer-social-link svg {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 8px;
  fill: currentColor;
  height: 34px;
  padding: 8px;
  width: 34px;
}

.footer-social-link:hover,
.footer-social-link:focus {
  color: var(--gold-soft);
}

.button--secondary {
  background: var(--paper);
  border: 1px solid var(--line);
  color: var(--navy-dark);
}

.button:disabled {
  cursor: not-allowed;
  opacity: 0.55;
  transform: none;
}

.quote-page {
  background: var(--soft);
  min-height: 100vh;
}

.quote-hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 62%, #0d5b89 100%);
  color: var(--paper);
  padding: 76px 0 104px;
}

.quote-hero__inner {
  max-width: 960px;
  text-align: center;
}

.quote-hero h1 {
  font-size: 3.5rem;
  font-weight: 900;
  line-height: 1.05;
  margin: 0 auto 18px;
  max-width: 820px;
}

.quote-hero p:not(.eyebrow) {
  color: rgba(255, 255, 255, 0.86);
  font-size: 1.18rem;
  line-height: 1.7;
  margin: 0 auto;
  max-width: 720px;
}

.quote-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
  margin-top: 28px;
}

.quote-badges span {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 999px;
  color: var(--paper);
  font-weight: 800;
  padding: 10px 16px;
}

.quote-builder {
  margin-top: -58px;
  padding-bottom: 88px;
}

.quote-builder__inner {
  align-items: start;
  display: grid;
  gap: 28px;
  grid-template-columns: minmax(240px, 0.34fr) minmax(0, 0.66fr);
}

.quote-aside,
.quote-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.quote-side-stack {
  display: grid;
  gap: 18px;
}

.quote-aside {
  display: grid;
  gap: 16px;
  padding: 28px;
}

.quote-aside h2,
.quote-card h2,
.summary-box h3 {
  color: var(--navy-dark);
  font-size: 1.5rem;
  font-weight: 900;
  margin: 0;
}

.quote-aside p {
  color: var(--muted);
  line-height: 1.65;
  margin: 0;
}

.quote-aside address {
  border-top: 1px solid var(--line);
  display: grid;
  font-style: normal;
  gap: 9px;
  margin: 8px 0 0;
  padding-top: 18px;
}

.quote-aside a {
  color: var(--navy);
  font-weight: 800;
}

.quote-aside--documents {
  border-left: 4px solid var(--gold);
}

.quote-aside__button {
  align-items: center;
  background: var(--gold);
  border-radius: 8px;
  color: var(--navy-dark);
  display: inline-flex;
  font-weight: 900;
  justify-content: center;
  margin-top: 4px;
  min-height: 44px;
  padding: 11px 16px;
  text-align: center;
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.quote-aside__button:hover,
.quote-aside__button:focus {
  box-shadow: 0 10px 20px rgba(217, 154, 0, 0.24);
  color: var(--navy-dark);
  transform: translateY(-1px);
}

.quote-card {
  display: grid;
  gap: 24px;
  padding: 30px;
}

.quote-card__header {
  display: grid;
  gap: 8px;
}

.quote-card__header p {
  color: var(--muted);
  line-height: 1.55;
  margin: 0;
}

.category-grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.category-card,
.radio-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--ink);
  min-height: 116px;
  padding: 20px;
  text-align: left;
}

.category-card {
  display: grid;
  gap: 8px;
}

.category-card span {
  color: var(--gold);
  font-size: 0.86rem;
  font-weight: 900;
  text-transform: uppercase;
}

.category-card strong {
  color: var(--navy-dark);
  font-size: 1.15rem;
}

.category-card small {
  color: var(--muted);
}

.category-card:hover,
.category-card:focus,
.radio-card:hover,
.radio-card:focus-within,
.category-card.is-selected,
.radio-card.is-selected {
  border-color: var(--gold);
  box-shadow: 0 12px 24px rgba(217, 154, 0, 0.16);
  outline: none;
}

.quote-progress {
  display: grid;
  gap: 12px;
}

.quote-progress p {
  color: var(--navy);
  font-weight: 900;
  margin: 0;
}

.quote-progress ol {
  display: grid;
  gap: 10px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  list-style: none;
  margin: 0;
  padding: 0;
}

.quote-progress li {
  align-items: center;
  background: var(--soft);
  border-radius: 8px;
  color: var(--muted);
  display: flex;
  gap: 10px;
  min-height: 58px;
  padding: 12px;
}

.quote-progress li span {
  align-items: center;
  background: #dce6ef;
  border-radius: 50%;
  color: var(--navy-dark);
  display: inline-flex;
  flex: 0 0 auto;
  font-weight: 900;
  height: 32px;
  justify-content: center;
  width: 32px;
}

.quote-progress li strong {
  font-size: 0.92rem;
}

.quote-progress li.is-active {
  background: var(--gold-soft);
  color: var(--navy-dark);
}

.quote-progress li.is-active span {
  background: var(--gold);
}

.quote-step {
  border: 0;
  display: grid;
  gap: 18px;
  margin: 0;
  padding: 0;
}

.quote-step legend,
.quote-step h2 {
  color: var(--navy-dark);
  font-size: 1.45rem;
  font-weight: 900;
  margin: 0;
  padding: 0;
}

.quote-step__intro {
  color: var(--muted);
  line-height: 1.65;
  margin: 0;
}

.quote-section {
  display: grid;
  gap: 18px;
}

.service-choice-grid {
  display: grid;
  gap: 12px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.radio-card {
  align-items: center;
  cursor: pointer;
  display: flex;
  gap: 12px;
  min-height: 74px;
}

.radio-card input {
  accent-color: var(--gold);
  height: 20px;
  width: 20px;
}

.radio-card span {
  color: var(--navy-dark);
  font-weight: 900;
}

.quote-field {
  color: var(--navy-dark);
  display: grid;
  font-weight: 800;
  gap: 8px;
}

.quote-field small {
  color: var(--muted);
  font-weight: 500;
  line-height: 1.45;
}

.quote-field input,
.quote-field select,
.quote-field textarea {
  border: 1px solid #cad5e1;
  border-radius: 8px;
  min-height: 48px;
  padding: 12px 14px;
  width: 100%;
}

.quote-field textarea {
  min-height: 132px;
  resize: vertical;
}

.quote-field input[aria-invalid="true"],
.quote-field select[aria-invalid="true"],
.quote-field textarea[aria-invalid="true"] {
  border-color: #b42318;
}

.field-error {
  color: #b42318;
  font-size: 0.92rem;
  font-weight: 700;
  margin: 0;
}

.summary-box {
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: 8px;
  display: grid;
  gap: 16px;
  padding: 20px;
}

.summary-box dl {
  display: grid;
  gap: 10px;
  margin: 0;
}

.summary-box dl div {
  display: grid;
  gap: 8px;
  grid-template-columns: 160px minmax(0, 1fr);
}

.summary-box dt {
  color: var(--muted);
  font-weight: 800;
}

.summary-box dd {
  color: var(--ink);
  margin: 0;
  overflow-wrap: anywhere;
}

.consent-check {
  align-items: flex-start;
  color: var(--ink);
  display: flex;
  gap: 12px;
  line-height: 1.55;
}

.consent-check input {
  accent-color: var(--gold);
  flex: 0 0 auto;
  height: 20px;
  margin-top: 2px;
  width: 20px;
}

.honeypot {
  height: 1px;
  left: -10000px;
  overflow: hidden;
  position: absolute;
  top: auto;
  width: 1px;
}

.quote-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: flex-end;
}

.retry-button {
  background: transparent;
  border: 0;
  color: #9f2929;
  font-weight: 900;
  padding: 0;
  text-decoration: underline;
}

.document-page {
  background: var(--soft);
  min-height: 100vh;
}

.document-hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 62%, #0d5b89 100%);
  color: var(--paper);
  padding: 76px 0 104px;
}

.document-hero__inner {
  max-width: 960px;
}

.document-hero h1 {
  font-size: 3.35rem;
  font-weight: 900;
  line-height: 1.08;
  margin: 0 0 18px;
  max-width: 820px;
}

.document-hero p:not(.eyebrow) {
  color: rgba(255, 255, 255, 0.86);
  font-size: 1.18rem;
  line-height: 1.7;
  margin: 0;
  max-width: 780px;
}

.document-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.document-section {
  margin-top: -58px;
  padding-bottom: 88px;
}

.document-layout {
  align-items: start;
  display: grid;
  gap: 28px;
  grid-template-columns: minmax(220px, 0.28fr) minmax(0, 0.72fr);
}

.document-sidebar,
.document-block,
.document-contact {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.document-sidebar {
  display: grid;
  gap: 10px;
  padding: 24px;
  position: sticky;
  top: 132px;
}

.document-sidebar h2 {
  color: var(--navy-dark);
  font-size: 1.18rem;
  font-weight: 900;
  margin: 0 0 8px;
}

.document-sidebar a {
  border-top: 1px solid var(--line);
  color: var(--navy);
  font-weight: 800;
  padding-top: 10px;
}

.document-sidebar a:hover,
.document-sidebar a:focus {
  color: #9b6a00;
}

.document-content {
  display: grid;
  gap: 28px;
}

.document-block {
  padding: 34px;
}

.document-block h2,
.document-contact h2 {
  color: var(--navy-dark);
  font-size: 2rem;
  font-weight: 900;
  line-height: 1.16;
  margin: 0 0 18px;
}

.document-block h3 {
  color: var(--navy-dark);
  font-size: 1.22rem;
  font-weight: 900;
  margin: 28px 0 10px;
}

.document-block p,
.document-contact p {
  color: var(--muted);
  font-size: 1.02rem;
  line-height: 1.72;
  margin: 0 0 16px;
}

.document-list {
  color: var(--ink);
  display: grid;
  gap: 10px;
  line-height: 1.6;
  margin: 0 0 8px;
  padding-left: 22px;
}

.checklist-grid,
.document-columns {
  display: grid;
  gap: 20px 28px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 24px;
}

.checklist-grid div,
.document-columns section {
  border-top: 2px solid var(--line);
  padding-top: 18px;
}

.checklist-grid h3,
.document-columns h3 {
  margin-top: 0;
}

.checklist-grid p,
.document-columns p {
  margin-bottom: 0;
}

.document-note {
  background: var(--gold-soft);
  border-left: 5px solid var(--gold);
  margin-top: 28px;
  padding: 22px 24px;
}

.document-note h3 {
  margin-top: 0;
}

.document-note p {
  margin-bottom: 0;
}

.document-contact {
  align-items: center;
  display: grid;
  gap: 28px;
  grid-template-columns: minmax(0, 1fr) minmax(240px, auto);
  padding: 34px;
}

.document-contact address {
  background: var(--soft);
  border-radius: 8px;
  display: grid;
  font-style: normal;
  gap: 10px;
  margin: 0;
  padding: 22px;
}

.document-contact strong {
  color: var(--navy-dark);
}

.document-contact a {
  color: var(--navy);
  font-weight: 900;
}

@media (max-width: 992px) {
  .site-nav {
    min-height: 0;
  }

  .site-nav__inner {
    flex-wrap: wrap;
    gap: 10px 14px;
    min-height: 76px;
    padding-bottom: 0;
    padding-top: 0;
  }

  .site-nav__links {
    align-items: stretch;
    background: var(--soft);
    border: 1px solid var(--line);
    border-radius: 8px;
    flex-basis: 100%;
    gap: 8px;
    margin: 0 0 16px;
    padding: 10px;
    width: 100%;
  }

  .site-nav__links .navbar-nav {
    align-items: stretch;
    gap: 4px;
    width: 100%;
  }

  .site-nav .nav-link {
    border-radius: 8px;
    padding: 13px 14px;
  }

  .site-nav .nav-link:hover,
  .site-nav .nav-link:focus {
    background: #e8eef6;
  }

  .nav-cta {
    margin-top: 6px;
    width: 100%;
  }

  .site-nav__social {
    justify-content: center;
    margin-top: 6px;
    width: 100%;
  }

  .hero {
    min-height: 640px;
  }

  .hero h1 {
    font-size: 3.2rem;
  }

  .service-grid,
  .service-group-grid,
  .process-grid,
  .trust__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .areas__layout,
  .about-section__layout,
  .document-layout,
  .quote__layout,
  .reviews__layout,
  .quote-builder__inner,
  .site-footer__layout {
    grid-template-columns: 1fr;
  }

  .document-sidebar {
    position: static;
  }

  .quote-builder {
    margin-top: -42px;
  }

  .site-footer__layout {
    gap: 28px;
  }
}

@media (max-width: 680px) {
  .shell-grid {
    padding: 0 18px;
  }

  .top-strip {
    font-size: 0.86rem;
  }

  .top-strip__inner {
    align-items: center;
    flex-direction: row;
    flex-wrap: wrap;
    gap: 6px 12px;
    min-height: 0;
    padding-bottom: 8px;
    padding-top: 8px;
  }

  .site-nav__inner {
    min-height: 74px;
  }

  .brand-link img {
    height: 50px;
    width: 136px;
  }

  .brand-link {
    height: 66px;
  }

  .site-nav__toggle {
    min-height: 42px;
    padding: 8px 10px;
  }

  .social-link {
    height: 40px;
    width: 40px;
  }

  .hero {
    min-height: 720px;
  }

  .hero__shade {
    background: linear-gradient(180deg, rgba(4, 29, 55, 0.88) 0%, rgba(4, 29, 55, 0.76) 56%, rgba(4, 29, 55, 0.42) 100%);
  }

  .hero__content {
    padding-bottom: 46px;
    padding-top: 74px;
  }

  .hero h1 {
    font-size: 2.55rem;
  }

  .hero__lead {
    font-size: 1.08rem;
  }

  .hero__metrics,
  .service-grid,
  .service-group-grid,
  .about-reasons ul,
  .checklist-grid,
  .document-columns,
  .document-contact,
  .process-grid,
  .trust__grid,
  .area-list,
  .category-grid,
  .quote-progress ol,
  .service-choice-grid,
  .form-row {
    grid-template-columns: 1fr;
  }

  .service-group-card {
    min-height: auto;
    padding: 24px;
  }

  .service-group-card__header {
    gap: 14px;
  }

  .about-section__layout {
    gap: 34px;
  }

  .about-section__portrait {
    aspect-ratio: 3 / 4;
  }

  .about-highlight {
    padding: 20px;
  }

  .about-section__cta .button {
    width: 100%;
  }

  .section {
    padding: 64px 0;
  }

  .section h2 {
    font-size: 1.95rem;
  }

  .quote-form {
    padding: 22px;
  }

  .quote-hero {
    padding: 58px 0 82px;
  }

  .quote-hero h1 {
    font-size: 2.35rem;
  }

  .document-hero {
    padding: 58px 0 82px;
  }

  .about-hero {
    padding: 58px 0 82px;
  }

  .about-hero h1 {
    font-size: 2.25rem;
  }

  .about-hero__actions .button {
    width: 100%;
  }

  .about-section--page .about-section__layout {
    padding-bottom: 22px;
    padding-top: 22px;
  }

  .document-hero h1 {
    font-size: 2.25rem;
  }

  .document-hero__actions .button {
    width: 100%;
  }

  .document-block,
  .document-contact,
  .document-sidebar {
    padding: 22px;
  }

  .quote-card,
  .quote-aside {
    padding: 22px;
  }

  .summary-box dl div {
    grid-template-columns: 1fr;
  }

  .quote-actions .button {
    width: 100%;
  }
}

@media (max-width: 380px) {
  .top-strip__inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 4px;
  }

  .brand-link img {
    width: 124px;
  }

  .site-nav__toggle-text {
    font-size: 0.9rem;
  }
}